Counselling and Managing Person Debt Level 2

Home Study Zone
Online

£295 - ($250.217)
+ IVA

Información importante

  • Curso
  • Online
Descripción

Subscription options are available on most courses, starting at £19.99. See website for details.The following course, offered by Home Study Zone, will help you improve your skills and achieve your professional goals. During the program you will study different subjects which are deemed to be useful for those who want to enhance their professional career. Sign up for more information!

Información importante

Requisitos: No entry requirements

Instalaciones

¿Dónde se da y en qué fecha?

comienzo Ubicación

Online

¿Qué aprendes en este curso?

Debt Management
Trading
Options
Income Tax
Communication Skills
Finance
Financial
Communication Training
Financial Training
Skills and Training
Tax

Temario

his Counselling and Managing Personal Debt Level 2 course will provide you with:

  • An overview of debt counselling
  • An awareness of the personal attributes required in debt counselling
  • An appreciation the communication skills required in debt counselling
  • An understanding of the debt resolution process
  • A grasp of the issues involved in dealing with creditors

This course is designed for people who work in or intend to work in the field of personal debt counselling, wish to provide advice and guidance on solving debt problems or wish to manage their own personal finance situation more effectively.

The course is designed for study by distance learning at work or at home. Students receive course manual, assignments and study guide plus tutor support by mail and email.

You will not require and previous knowledge to start studying this course and you will have a personal tutor to answer any queries that you may have.

Modules

Unit 1: An Overview of Debt

Causes of debt

  • Individual Circumstances
  • Economic Reasons
  • Other Causes of Debt

Types of borrowing

Creditor‰Ûªs rights

  • Non-Court Actions
  • Court Actions

Office of Fair Trading debt collection guidance

How long can a creditor pursue a debt for?

Unit 2: Counselling those in Debt

What is counselling?

The role of the counsellor

Values of counselling

Personal qualities

Communication skills

The counselling process

  • The physical environment
  • The five stages of counselling

Unit 3: Gathering Financial Information

Analysing current financial circumstances

Contacting all creditors

Deciding priorities

Preparing a financial statement

Unit 4: How to Maximise Income and Reduce Expenditure

Maximising income

Reviewing expenditure

Unit 5: How to Negotiate with Creditors

Negotiating with priority creditors

Dealing with arrears in;

  • Mortgages
  • Rent
  • Council Tax
  • Maintenance/Child support
  • Income Tax

Negotiating with secondary creditors

Dealing direct with creditors

  • Loan Consolidation
  • Debt Management Companies
  • Administration Orders
  • Individual Voluntary Arrangements (IVA)

Options available to those with no surplus money to pay creditors

  • Asking for debts to be written off
  • Debt Relief Order
  • Bankruptcy
  • Conclusion